Credit Risk is one of the main pillars of the Risk Management Function that almost all entities are exposed to: Banks, Financial Institutions, Insurance Companies, Corporates and Individuals. As such, Proper assessment and understanding of Credit Risk improves the operational environment of the different organizations and should be considered as part of strategic decisions taken my Board of Directors and Senior Management

The course intends to revamp the traditional Financial Ratio analytical approach and drive it towards Cash Based Analytical Approach to analyze and assess Credit Risk in a structured manner in Credit Decision Making. There are three primary and crucial Intended Learning Objectives within the course. The materials are prepared to be in the form of “Applied Learning” where participants by the end of the course will be able to apply the learnings and analytical tools with a case study presented to emphasize on the key learning objectives.

The Intended Learning Objectives tend to drive the Credit Risk Analysts towards focusing on Cash Based Credit Analysis in assessing the Business, Financial and Structural Risks when evaluating a Credit Proposal.